Home > Finance, Insurance & Warranties > Making an insurance claim |
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GrumpyPenguin Member Since: 06 Mar 2024 Location: Thanet, Kent Posts: 30 |
Personally I would look at the costs of a DIY/no claim repair.
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16th Jun 2024 9:22am |
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AndyRoo Member Since: 06 Dec 2023 Location: Gloucester Posts: 532 |
Personally I'd fix it myself, if none of the chassis rails were bent or damaged, they are designed to crumple in servere impacts.
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16th Jun 2024 9:23am |
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mgrover Member Since: 03 May 2020 Location: Leeds Posts: 394 |
yeah am leaning towards doing it myself.
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16th Jun 2024 9:49am |
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Mikey Member Since: 10 Jan 2008 Location: Dundee Posts: 1737 |
A vite for insurance here
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16th Jun 2024 11:06am |
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mgrover Member Since: 03 May 2020 Location: Leeds Posts: 394 |
Christ. I take it control arms and what not must have been damaged as well?
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16th Jun 2024 11:10am |
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RRV8SC Member Since: 02 Oct 2021 Location: SW London Posts: 173 |
Crikey, assuming the car is 14 years old, did it get written off? |
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16th Jun 2024 12:22pm |
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Mikey Member Since: 10 Jan 2008 Location: Dundee Posts: 1737 |
Cat N write off. Nothing structural or suspension damaged. Purely cosmetic
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16th Jun 2024 1:08pm |
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AndyRoo Member Since: 06 Dec 2023 Location: Gloucester Posts: 532 |
Yeah, once you add up original parts and labour costs it soon mounts to stupid money.
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16th Jun 2024 4:38pm |
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mgrover Member Since: 03 May 2020 Location: Leeds Posts: 394 |
My mate says I can get cash in lieu.
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16th Jun 2024 4:48pm |
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Alistair Member Since: 11 Feb 2011 Location: Peterborough / Bordeaux / Andorra Posts: 7921 |
If it's going through his insurance, you will still need to declare it to your own - they will find out about it and it can still affect your future premiums..... |
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16th Jun 2024 4:58pm |
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mgrover Member Since: 03 May 2020 Location: Leeds Posts: 394 |
I was thinking same but works for directline
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16th Jun 2024 5:09pm |
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Alistair Member Since: 11 Feb 2011 Location: Peterborough / Bordeaux / Andorra Posts: 7921 |
When you come to renew yours, you'll be asked whether you have had any accidents or claims. Insurers share this type of information. I can't see how you can avoid declaring it once it's entered by another party.
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16th Jun 2024 5:40pm |
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mgrover Member Since: 03 May 2020 Location: Leeds Posts: 394 |
Oh ama defo declare it. But we'll see what it all comes to. Its actually a sport
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16th Jun 2024 5:54pm |
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Alistair Member Since: 11 Feb 2011 Location: Peterborough / Bordeaux / Andorra Posts: 7921 |
Good luck |
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16th Jun 2024 6:11pm |
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