Well, its hard to find an insurer for the L405, many simply will not quote.

At the moment only Tesco will provide a semi decent quote at £1350 (still £300 more than I was paying on my newer more expensive D5)

They ask for the name of the Tracker installed, which as we know is called "InControl Secure", but which they do not recognise. The only one that comes close is called "Jag Incontrol Secure" which I would assume is the same thing. They don't list anything that begins with Land Rover.

Has anyone else found a solution or the correct name? They don't show you a list to choose from, you have to type it in and then it tells you if there's a match.

Finding this frustrating.

Here's a list of insurers who have refused to quote me (47 yrs old, 11 yrs NCB, clean licence, no claims etc and live in east midlands, car on private driveway)

Direct Line
NFU Mutual
Churchill
A Plan
Markerstudy
KGM
Land Rover insurance (no longer offering anything)


Admiral wanted £1700
AXA want £3k

It's mental out there.  Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

It's called "Landrover Secure Tracker" you can view and download your certificate with all details, as long as you have an Incontrol account.

https://incontrol.landrover.com/

On the dashboard on the RH side you will see all the items you are subscribed to and their expiry date. The tracker tab shows your certificate in your name with your vin etc
Just download it and pass on to your Insurance company 2018 SE SDV8 4.4 Byron Blue

If you cant get access to the certificate yet this is what Thatcham class it as:

Land Rover Secure Tracker Pro has been assessed and found to perform in compliance with Thatcham criteria:

OEM Category S5 2021 P400 Silicon Silver AB
Gone 2011 Bournville TDV8 VSE
Gone 2008 Black Canadian HSE LUX

Whilst that makes perfect sense, the Tesco quote
page doesn’t list that as a potential match. Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

Land Rover Secure Tracker uses advanced tracking technology to automatically alert you when your vehicle is stolen, and to signal the specific location of your vehicle to local law enforcement for a timely recovery.
Subscription also known as 'InControl Secure'.

I presume you have a subscription for Incontrol secure? if not, your tracker is not working and having a certificate is useless and would compromise your cover.
Certificate states its Thatcham Cat6 thats on a MY18 2018 SE SDV8 4.4 Byron Blue

Yes I will have a subscription when I collect on Monday.

The issue I am having is that when trying to complete a quote from Tesco Bank, they don’t list any trackers under Land Rover or InControl Secure. Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

I recently experienced the same problem when getting renewal quotes for my RR, nobody recognised the tracker.

I ended up going with the AA, the RAC was the next cheapest. 2024 P550e Autobiography
2016MY TDV6 Autobiography - Gone
2011MY 5.0 SC Autobiography Black - Gone
2005 TD6 Vogue - Gone

Hi,

I have mine insured my cars with Swiftcover without any problem - including an Audi S8 with 750HP with competitive premiums and no issues.

My current landrover L405 2015 was renewed in July for just under £600 with 20K miles per year £750 excess (not glass) and protected NCD. That was with one collision (not my fault) declared, no speeding or other endorsements. I'm a bit older than you ( 58 ) and live in the country in East Midlands, on the drive overnight, wife similar age is on the car as well.

I have the tracker with in control but just selected - factory-fitted and standard (must admit I didn't look for a tracker!).

No connection with them - other than as a satisfied customer, they were great when I had someone pull out on me no hassle and full payout after writing the car off - although I have heard colleagues who have range rovers have had similar problems so I'm not surprised - but might be worth giving them a try ! L405 4.4 V8 Vogue SE Santorini Black
RRS L390 4.2 S/C Stornoway Grey
Classic Range Rover Overfinch 5.7 - their first prototype - under restoration
Late Range Rover P38
Range Rover 3.9 Classic Softdash
Range Rover Classic Overfinch 5.7 - Sadly gone
Disco 3 - Gone
Disco 2 - Gone
TD5 - Gone

Last edited by RutlandBoy on 9th Dec 2022 11:11pm. Edited 1 time in total

Thanks. Will try them too Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

Hope you find one.

My RRS is insured with SAGA and they were OK premium wise as well - only did that as Swiftcover website was down at the time !!! L405 4.4 V8 Vogue SE Santorini Black
RRS L390 4.2 S/C Stornoway Grey
Classic Range Rover Overfinch 5.7 - their first prototype - under restoration
Late Range Rover P38
Range Rover 3.9 Classic Softdash
Range Rover Classic Overfinch 5.7 - Sadly gone
Disco 3 - Gone
Disco 2 - Gone
TD5 - Gone

I can add SAGA and the AA to the list who won’t quote me.

RAC want £2800! Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

Could it be your occupation that is causing the issue? Difficult to change it obviously but it can be a major factor in insurance quotes. 2012 tdv8 Westminster arrived Jan 19 gone Dec 23

200 TDi discovery bobtail gone
RR classic v8 bobtail gone
300 tdi Discovery 3 dr gone

Not sure. I’m an Account Manager (going by their available drop down lists).

Not exactly a high risk occupation I’d have thought Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

I've used these people since the 90s: https://www.cginsurance.com/#

They're particularly good for multi-car policies, family policies, part time traders and businesses. 2017 4.4 SDV8 Autobiography in black
2018 D300 SE Velar in champagne
Spiffing wheel centre caps, L322 sill repair panels, etc

Really surprised NFU Mutual won’t quote. They’re usually very good with Land Rover products.