Advertise on fullfatrr.com »

Home > Wheels & Tyres > Insurance problem with non standard spec tyres
Post Reply  Down to end
Page 1 of 2 12>
Print this entire topic · 
JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3205

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey
Insurance problem with non standard spec tyres

My insurance is up for renewal as are my tyres and have 'just noticed'Wink my 255/55 R20 W 110 (presumably from an L405) are not standard size nor are they the correct speed rating and should be 255/50 R20 Y 109. ( arguably for a Vogue they should be 19's so even this may be an issue) I will inform my insurer now that I'm aware of this but anyone had a problem with this or a premium increase. I'm tempted to get a set of standard size tyres to be honest just to avoid the hassle. 2012 TDV8 Vogue (L322)

Post #623416 12th Feb 2022 1:02pm
View user's profile Send private message View poster's gallery Reply with quote
mjdronfield



Member Since: 04 Nov 2011
Location: Derbyshire
Posts: 7796

United Kingdom 2011 Range Rover Vogue SE TDV8 Buckingham Blue

You can have standard wheels or any that were available as an option with the correct tyre size and rating, without having to inform your insurance company. So you can have the 20’s but will need to be right wheels and tyre size. 255/50/20…

Doing anything else is a mod and they will need to adjust for it.

Thumbs Up 2011 Range Rover Vogue SE 4.4 TDV8

Previous cars :
2003 Range Rover Vogue TD6
1999 Discovery Td5 ES
1995 BMW M5 3.8 6 speed
1992 Range Rover 3.9 Efi Vogue
1992 BMW M5 3.8
1988 BMW 735i SE
1989 Ford Sierra XR4x4 2.9i
1981 Ford Fiesta Supersport

Post #623420 12th Feb 2022 1:10pm
View user's profile Send private message View poster's gallery Reply with quote
JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3205

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Technically it's 2 mods as it's non standard size and speed rating. 2012 TDV8 Vogue (L322)

Post #623423 12th Feb 2022 1:16pm
View user's profile Send private message View poster's gallery Reply with quote
JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3205

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Just looking on Pirelli's website and they don't list a Zero or Verde in 255/50 R20 or 255/55 R19 with a Y rating but they list a 255/55 R20 in Y.
Looks like you can have the correct speed rating with the wrong size or the right size but the wrong speed rating........ 2012 TDV8 Vogue (L322)

Post #623435 12th Feb 2022 2:16pm
View user's profile Send private message View poster's gallery Reply with quote
mjdronfield



Member Since: 04 Nov 2011
Location: Derbyshire
Posts: 7796

United Kingdom 2011 Range Rover Vogue SE TDV8 Buckingham Blue

Pretty sure I have these on mine. With a Y speed rating….


 2011 Range Rover Vogue SE 4.4 TDV8

Previous cars :
2003 Range Rover Vogue TD6
1999 Discovery Td5 ES
1995 BMW M5 3.8 6 speed
1992 Range Rover 3.9 Efi Vogue
1992 BMW M5 3.8
1988 BMW 735i SE
1989 Ford Sierra XR4x4 2.9i
1981 Ford Fiesta Supersport

Post #623438 12th Feb 2022 2:39pm
View user's profile Send private message View poster's gallery Reply with quote
mjdronfield



Member Since: 04 Nov 2011
Location: Derbyshire
Posts: 7796

United Kingdom 2011 Range Rover Vogue SE TDV8 Buckingham Blue

I wasn’t looking for the best deal though… think Karik Fit might have a 10% code and Black Circles are cheaper….

https://www.blackcircles.com/catalogue/pir...e=11036349


 2011 Range Rover Vogue SE 4.4 TDV8

Previous cars :
2003 Range Rover Vogue TD6
1999 Discovery Td5 ES
1995 BMW M5 3.8 6 speed
1992 Range Rover 3.9 Efi Vogue
1992 BMW M5 3.8
1988 BMW 735i SE
1989 Ford Sierra XR4x4 2.9i
1981 Ford Fiesta Supersport

Post #623439 12th Feb 2022 2:44pm
View user's profile Send private message View poster's gallery Reply with quote
JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3205

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Not the ‘all season’ versions. 2012 TDV8 Vogue (L322)

Post #623441 12th Feb 2022 2:53pm
View user's profile Send private message View poster's gallery Reply with quote
mjdronfield



Member Since: 04 Nov 2011
Location: Derbyshire
Posts: 7796

United Kingdom 2011 Range Rover Vogue SE TDV8 Buckingham Blue

No idea then. I have somewhere details of what they had from factory, but can’t find it….

10 odd years ago now though….

Thumbs Up 2011 Range Rover Vogue SE 4.4 TDV8

Previous cars :
2003 Range Rover Vogue TD6
1999 Discovery Td5 ES
1995 BMW M5 3.8 6 speed
1992 Range Rover 3.9 Efi Vogue
1992 BMW M5 3.8
1988 BMW 735i SE
1989 Ford Sierra XR4x4 2.9i
1981 Ford Fiesta Supersport

Post #623453 12th Feb 2022 4:38pm
View user's profile Send private message View poster's gallery Reply with quote
Old-un



Member Since: 12 Feb 2022
Location: Manchester
Posts: 139

United Kingdom 2011 Range Rover Vogue 4.4 V8 Causeway Grey

Got my Pirelli Scorpian Zero from Tyre and Autocare for £127 recently. 225 55 19 RR owner

Post #623460 12th Feb 2022 5:16pm
View user's profile Send private message View poster's gallery Reply with quote
northernmonkeyjones



Member Since: 24 Mar 2012
Location: derby
Posts: 8512

United Kingdom 2016 Range Rover Autobiography SDV8 Santorini Black

All season verde definitely available in 255/50/20.

I’ve got a set on my disco.

https://www.camskill.co.uk/m217b0s12812p0/..._LandRover

As for rating. W are rated to 168mph…. Which would be pushing it some in a322. There is nothing that can't be fixed with a hammer😜😜
FFRR 4.4 SDV8 Autobiography Santorini Black.
Fiat 500x 1.4 multiair Lounge 2015
2010 LR D4 Commercial 2.7 TDV6

Post #623521 13th Feb 2022 9:22am
View user's profile Send private message View poster's gallery Reply with quote
JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3205

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Not with the required Y speed rating according to Pirelli although I see they are at some retailers.
Calling the insurer tomorrow to get their response. 2012 TDV8 Vogue (L322)

Post #623523 13th Feb 2022 9:29am
View user's profile Send private message View poster's gallery Reply with quote
northernmonkeyjones



Member Since: 24 Mar 2012
Location: derby
Posts: 8512

United Kingdom 2016 Range Rover Autobiography SDV8 Santorini Black

Why rating is on the sticker in the door. I remember checking on my 405, as I have 1 W rated tyre for some reason, and either w or Y was ok according to the plate. There is nothing that can't be fixed with a hammer😜😜
FFRR 4.4 SDV8 Autobiography Santorini Black.
Fiat 500x 1.4 multiair Lounge 2015
2010 LR D4 Commercial 2.7 TDV6

Post #623525 13th Feb 2022 9:32am
View user's profile Send private message View poster's gallery Reply with quote
JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3205

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

I'll check my door sticker...... 2012 TDV8 Vogue (L322)

Post #623526 13th Feb 2022 9:34am
View user's profile Send private message View poster's gallery Reply with quote
JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3205

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

Sticker says Y for 20" and V for 19" 2012 TDV8 Vogue (L322)

Post #623530 13th Feb 2022 9:46am
View user's profile Send private message View poster's gallery Reply with quote
cass



Member Since: 12 Oct 2011
Location: northumberland
Posts: 732

United Kingdom 

I suggest speaking to your insurer, I've done this twice and both times there weren't interested as long as I was using "wheels supplied by the car manufacturer" - their words not mine, presumably to protect them against issues with cheap copy alloys?
They had no interest in the tyre ratings
I believe that there are a lots of myths and misinformation circulated about tyres and insurance, my cynical view is that car and tyre manufactures have a vested interest in making everyone believe that your world will collapse around you if you don't spend loads of money on expensive tyres.
Logically I can't see why insurers would get their knickers in a twist about tyres but not other consumables? I've got EBC pads & disks on mine along with copper brakepipes, will my insurance kick up about this?.
I've only met 1 person who claimed that his insurance refused to pay out because he had the wrong tyres fitted, the bit that he missed out of his story was that the police did him for 2 baldy tyres and no MOT as a result of the same incident allegedly.
A set of tyres will cost you a few quid so why not get what you want rather than what you think your insurance want you to have?

Post #623549 13th Feb 2022 12:03pm
View user's profile Send private message View poster's gallery Reply with quote
Post Reply  Back to top
Page 1 of 2 12>
All times are GMT

Jump to  
Previous Topic | Next Topic >
Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



Site Copyright © 2006-2024 Futuranet Ltd & Martin Lewis
fullfatrr.com RSS Feed - All Forums


Switch to Mobile site