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Bill



Member Since: 18 Nov 2017
Location: Essex / Normandy
Posts: 1230

United Kingdom 
French car insurance

Hi all..

Thinking of buying a runaround to leave in France , so SWMBO has some independence .

Probable Car cost less than a 1,000 euro : One careful old lady driver!!!!

Is car insurance straightforward? Can I get third party insurance ? Guesstimates for cost. Garaged/remote.

MOT??

other Statutory costs ???

Any guidance appreciated.

Bill Filters are in fact so good that in certain circumstances, when the ambient air is already polluted, a diesel car will tend to extract more particles from the air than it emits. Emissions Analytics worked with........etc etc

He who dies with the most toys wins...

Post #562319 22nd Jul 2020 8:12am
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karba78



Member Since: 21 Mar 2020
Location: Plaisir
Posts: 105

France 2013 Range Rover Autobiography 5.0 V8 Baltic Blue

easiest, and most effective is to take your car insurance with your local bank. i guess you will need one anyway 2013 L405 V8 5.0 Aspirated Autobiography
gone 2005 LR3 V8 4.4 HSE
1999 TD5 Defender

Post #562325 22nd Jul 2020 9:03am
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verydisco



Member Since: 10 Dec 2009
Location: UK/US
Posts: 2952

United Kingdom 2002 Range Rover Vogue 4.4 V8 Tangiers Orange

Hi
Unlike the UK you'll hardly find a reliable car in France for 1000 euros - even if it has a Controle Technique.
1500 to 2000 is the bare minimum.

Insurance: ask them if they'll take your UK NCB ('Bonus' in French) into account otherwise you'll start as a new driver and have to pay 200% of the premium. Not cool.

I've used Allsecur but there are a lot of comparison sites like le Lynx:

https://www.lelynx.fr/assurance-auto/comparaison/en-ligne/

https://quel-assureur.com/auto/en-ligne/

and these:
https://www.allsecur.fr/

https://www.allianz.fr/assurance-particuli...-auto.html

https://www.macif.fr/assurance/particulier.../connexion

https://www.eurofil.com/assurances/assurance-auto.html

https://www.direct-assurance.fr/assurance-...-ligne.htm l=Oo\________/oO=l l:OolΞΞΞΞΞΞΞloO:l

Current
RANGE ROVER Vogue 4.4L SDV8 - 2013 - Indus Silver, on Almond.
RANGE ROVER Vogue 4.4L V8 - 2002 - ex-2003 G4 Challenge Event Vehicle, Stage 3: Australia
RANGE ROVER HSE 4.4L V8 - 2004 - one-of-one Overfinch
RANGE ROVER P38a 4.0L V8 - 1999 - ex-2000 TReK Event Vehicle: South Africa

Previous:
RANGE ROVER Vogue 4.4L TDV8 - 2012 - RANGE ROVER 3.6L TDV8 x3 - RANGE ROVER Td6 x1 - RANGE ROVER Classic 3.5L V8 x1

Post #562328 22nd Jul 2020 9:21am
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Bill



Member Since: 18 Nov 2017
Location: Essex / Normandy
Posts: 1230

United Kingdom 

Ok. Can try them.


Is there such a thing as third party? Filters are in fact so good that in certain circumstances, when the ambient air is already polluted, a diesel car will tend to extract more particles from the air than it emits. Emissions Analytics worked with........etc etc

He who dies with the most toys wins...

Post #562329 22nd Jul 2020 9:21am
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verydisco



Member Since: 10 Dec 2009
Location: UK/US
Posts: 2952

United Kingdom 2002 Range Rover Vogue 4.4 V8 Tangiers Orange

yes, of course, it is called: 'assurance au tiers' or 'assurance responsabilité civile' which would suit you low-cost car indeed. l=Oo\________/oO=l l:OolΞΞΞΞΞΞΞloO:l

Current
RANGE ROVER Vogue 4.4L SDV8 - 2013 - Indus Silver, on Almond.
RANGE ROVER Vogue 4.4L V8 - 2002 - ex-2003 G4 Challenge Event Vehicle, Stage 3: Australia
RANGE ROVER HSE 4.4L V8 - 2004 - one-of-one Overfinch
RANGE ROVER P38a 4.0L V8 - 1999 - ex-2000 TReK Event Vehicle: South Africa

Previous:
RANGE ROVER Vogue 4.4L TDV8 - 2012 - RANGE ROVER 3.6L TDV8 x3 - RANGE ROVER Td6 x1 - RANGE ROVER Classic 3.5L V8 x1


Last edited by verydisco on 22nd Jul 2020 10:51am. Edited 1 time in total

Post #562331 22nd Jul 2020 9:27am
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karba78



Member Since: 21 Mar 2020
Location: Plaisir
Posts: 105

France 2013 Range Rover Autobiography 5.0 V8 Baltic Blue

yes 3rd party are called "courtier" in france, you could google "courtier en assurance auto" to find a couple
not sure if thats what you meant by 3rd party 2013 L405 V8 5.0 Aspirated Autobiography
gone 2005 LR3 V8 4.4 HSE
1999 TD5 Defender

Post #562332 22nd Jul 2020 9:27am
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Weegie



Member Since: 09 Jun 2014
Location: East Sussex
Posts: 3233

Scotland 2008 Range Rover Vogue TDV8 Stornoway Grey

As above, you could, as suggested, talk to your bank or other insurance providers such as AXA or Groupama. There are others.

As J. says, check on your no claims discount transferrability.

If you are looking for a French registered LHD then, as said, they will be more expensive.

If looking for a French registered vehicle, one thing to beware of is that on a number of English speaking forums you will get adverts stating that the vehicle has a CT (Controle Technique - MoT equivalent). Often what they have isn't sufficient as to transfer registration in France the CT must not be more than six months old.

You won't have to provide proof of CT for insurance.

If you are looking at a UK registered vehicle then, to conform strictly to the law, it must have MoT and Tax as well as insurance.

Having said that, there are many who "fly under the radar" in that respect. Next year may find a lot out and there may be other complications with UK vehicles, Who knows? Sad

Be sure what you want in regards to insurnce before signing up as, unlike in the UK, the insurance is contracted for a year and you cannot cancel it or change to another company during the contract period unless you sell or scrap it. John
2008 Stornoway Grey 3.6 Tdv8 Vogue
2005 TD6 Java Black Vogue - Written off!!
GAP iiD BT
2003 Discovery TD5 Auto, Nanocom Evolution - gone to a new home!
MasseyFerguson 152 - No electronics!! - Sold

Post #562333 22nd Jul 2020 9:44am
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Robert



Member Since: 25 Oct 2011
Location: Perigueux
Posts: 2288

France 2007 Range Rover Vogue 4.4 V8 Zambezi Silver

For what it's worth: do not buy and pay your insurance through a comparision site as lynx etc. Go directly to the site of the company. Comparision sites are invaded by youngsters that sell your creditcard number and code. Take care. It's not only my experience but a few friends had the same experience. My card was used in Mexico and in Panama the day after I bought my insurance through lynx...my bank rep. new I was here in France and blocked my card immediatly....

Post #562340 22nd Jul 2020 11:21am
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stan
Site Moderator


Member Since: 13 Jul 2010
Location: a moderate moderated moderator moderating moderately in moderation
Posts: 35267

United Kingdom 

the car insurance comparison sites in the UK transfer you to the insurance provider so no probs like that here.... ... - .- -.




Y. O. L. O.
.

Post #562344 22nd Jul 2020 11:57am
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bebechoon



Member Since: 22 Apr 2014
Location: In ze middle of Frainsch nul part
Posts: 454

France 

If your French isn’t quite up to it, there are some French Insurance companies and brokers who advertise an ‘English’ service, for example:
http://www.axa-in-france.fr/en/car-insurance.html
https://www.britline.com/insurance-car-mot...-boat.html
https://www.french-insurance.com/car-insurance-in-english-france/

In addition, there are many articles (in English) on all aspects of Car Insurance in France:
https://www.expatica.com/fr/finance/insura...ce-184625/
https://www.frenchentree.com/living-in-fra...insurance/
to name but a couple.

Hope it helps!

 It's "bébéchoon", ackcherly, with accents. 'Steve' to my chums.
20 years ownership of Solihull products, ALL GONE NOW, sniff!
Current motor: Suzuki S-Cross 4WD auto, 1.4 petrol. Oh so reliable! 7 years now and no problems. Oh, all right then, a leaking shocker replaced under guarantee.
Previous:
TD6 HSE L322 Auto FF
2.5 TDi 4-door Classic
Disco II
And my 1st Rangie: in 1995, a 2-door VM 2.5 diesel Classic
Not to mention the Lada Niva before those. (I said not to mention it!)

Post #562347 22nd Jul 2020 1:01pm
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Weegie



Member Since: 09 Jun 2014
Location: East Sussex
Posts: 3233

Scotland 2008 Range Rover Vogue TDV8 Stornoway Grey

Bonjour, mon pote. Thumbs Up John
2008 Stornoway Grey 3.6 Tdv8 Vogue
2005 TD6 Java Black Vogue - Written off!!
GAP iiD BT
2003 Discovery TD5 Auto, Nanocom Evolution - gone to a new home!
MasseyFerguson 152 - No electronics!! - Sold

Post #562348 22nd Jul 2020 1:23pm
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bebechoon



Member Since: 22 Apr 2014
Location: In ze middle of Frainsch nul part
Posts: 454

France 

Bonjour, jeune homme.
Hope you're keeping well!

(Bill: sorry for hijacking the thread. It was John's [Weegie's] fault ... Twisted Evil

 It's "bébéchoon", ackcherly, with accents. 'Steve' to my chums.
20 years ownership of Solihull products, ALL GONE NOW, sniff!
Current motor: Suzuki S-Cross 4WD auto, 1.4 petrol. Oh so reliable! 7 years now and no problems. Oh, all right then, a leaking shocker replaced under guarantee.
Previous:
TD6 HSE L322 Auto FF
2.5 TDi 4-door Classic
Disco II
And my 1st Rangie: in 1995, a 2-door VM 2.5 diesel Classic
Not to mention the Lada Niva before those. (I said not to mention it!)

Post #562350 22nd Jul 2020 1:31pm
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verydisco



Member Since: 10 Dec 2009
Location: UK/US
Posts: 2952

United Kingdom 2002 Range Rover Vogue 4.4 V8 Tangiers Orange

hop, hop, hop, du calme les grenouilles. l=Oo\________/oO=l l:OolΞΞΞΞΞΞΞloO:l

Current
RANGE ROVER Vogue 4.4L SDV8 - 2013 - Indus Silver, on Almond.
RANGE ROVER Vogue 4.4L V8 - 2002 - ex-2003 G4 Challenge Event Vehicle, Stage 3: Australia
RANGE ROVER HSE 4.4L V8 - 2004 - one-of-one Overfinch
RANGE ROVER P38a 4.0L V8 - 1999 - ex-2000 TReK Event Vehicle: South Africa

Previous:
RANGE ROVER Vogue 4.4L TDV8 - 2012 - RANGE ROVER 3.6L TDV8 x3 - RANGE ROVER Td6 x1 - RANGE ROVER Classic 3.5L V8 x1

Post #562355 22nd Jul 2020 2:26pm
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Bill



Member Since: 18 Nov 2017
Location: Essex / Normandy
Posts: 1230

United Kingdom 

Thankyou Karba Weegie Robert Bebechon , all very helpful, will see the car this afternoon. Will report back!

Bebechon , three hail Marys for the hijack Very Happy Filters are in fact so good that in certain circumstances, when the ambient air is already polluted, a diesel car will tend to extract more particles from the air than it emits. Emissions Analytics worked with........etc etc

He who dies with the most toys wins...

Post #562421 23rd Jul 2020 12:38pm
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SFM



Member Since: 19 Feb 2012
Location: dordogne
Posts: 258

France 2012 Range Rover Vogue TDV8 Rimini Red

Weegie
I think you’ll find they have changed the laws, regarding switching insurance companies.
You can now change insurers at any time during the 12 month period, and get reimbursed the money.
We did, no problem, the excess over here is huge, with BNP it was over 2000! It’s now at 1200.
You get a lot more though, including breakdown/accident cover

Steve

Post #562452 23rd Jul 2020 8:31pm
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