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Red Merle Member Since: 19 Sep 2016 Location: Cornwall Posts: 2158 |
I take it that you’re familiar with the process of accepting the insurance company’s payment for the write off, buying the “wreck” and then paying to get the repair done sensibly, without using a lot of, usually largely unnecessary, new parts? |
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26th Oct 2017 1:23am |
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chugga90 Member Since: 24 Jul 2015 Location: Chilterns Posts: 153 |
As it’s the old bats insurance who will have to pay and hopefully the old bat was delayed to get details?
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26th Oct 2017 9:11am |
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dingg1 Member Since: 29 Jun 2013 Location: PORTUGAL Posts: 1340 |
^^^
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26th Oct 2017 9:39am |
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bertie1 Member Since: 30 Sep 2017 Location: kent Posts: 100 |
Im not sure if it has been a cat before if can be bought back and repaired |
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26th Oct 2017 10:00am |
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dingg1 Member Since: 29 Jun 2013 Location: PORTUGAL Posts: 1340 |
^^
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26th Oct 2017 11:28am |
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Sandyt Member Since: 07 Nov 2013 Location: Wraysbury Windsor Posts: 2257 |
You can I believe negotiate a contract pay off with her insurance company and then repair it yourself thereby not writing it off -you would need to enquire from her insurance |
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26th Oct 2017 3:31pm |
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bembo449 Member Since: 26 Jul 2017 Location: lincolnshire Posts: 803 |
time will tell guys but the parts are 770 quid inc vat and 400 to fit and paint ! so I feel beyond economical repair but of course as its coming off her insurance I maybe given the option of buy back plus settlement which im truly hoping for as I can get a bumper and rear light for less then 300 quid and fit myself and im still running around in him at the mo |
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26th Oct 2017 8:57pm |
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bertie1 Member Since: 30 Sep 2017 Location: kent Posts: 100 |
I bought a cat d 206cc for one of the kids a few years ago but wasn't told at the time the boy had an accident even though was full comp no pay out as was a cat d . guy whom I bought off gone out of business so was down to bank of dad my thought for not checking I suppose ! |
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28th Oct 2017 12:25pm |
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dingg1 Member Since: 29 Jun 2013 Location: PORTUGAL Posts: 1340 |
^^
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28th Oct 2017 12:33pm |
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gizze Member Since: 06 Jun 2016 Location: Norfolk Posts: 162 |
Ask for cash in lieu. Porsche 911 (996)
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28th Oct 2017 2:58pm |
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Rob99 Member Since: 03 May 2016 Location: Gatwick Posts: 1385 |
As far as I understand it, her insurers cannot write it off without your agreement as they do not have an insurance contract with you. Your insurers could, but not hers.
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29th Oct 2017 8:00am |
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chugga90 Member Since: 24 Jul 2015 Location: Chilterns Posts: 153 |
This was the same point I was trying to make and got told it was “rubbish “. |
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29th Oct 2017 8:13am |
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dingg1 Member Since: 29 Jun 2013 Location: PORTUGAL Posts: 1340 |
thats because it is rubbish - if its uneconomical to repair they'll write it off thats the reasonable thing to do (even if your own insurance co. gets involved) , its up to the op to fight his case and most likely outcome is either a payment in lieu , or a buyback the salvage out of his write off money. a good example and possibly the only time this would be different may be if the op had something like an e type jag and his own insurance took on his case and fought his corner.
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29th Oct 2017 9:35am |
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Highroller Member Since: 18 Jul 2016 Location: Hampshire Posts: 565 |
The Third party (old Bats) insurer will either instruct one of their approved repairers to estimate the damage & authorise repairs, or settle on a cash basis (even if if it is a Total loss). The vehicle will remain your property, as the TP insurer has No legal right to your car.
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29th Oct 2017 9:53am |
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