The ff was returned from the bodyshop today with the new bumper. Its got its smile back and so have I! They did a good job (which you would(?) expect from a large dealership) and I would like to say that it was all paid for by the insurance of the driver that hit me, but isn't it a fact of today's driving world that everybody except the insurance companies ends up footing the bill...... QUID FACIUM TIBI
ANTEQUAM ALIIS

2003 TD6 VOGUE Zambezi Silver
tows 2006 Lunar Delta 540/2

Yup... too true I'm afraid ! Current: Supercharged 06 FFRR in Java Black
Previous: BMW 740D M Sport
Previous Previous: BMW 730D Sport

And your premium will go up next year as a result of incident as the insurers will claim that although they made no loss and recovered all costs from the other driver, you are statistically at higher risk of an accident

Unnecessary quote removed

Sadly this is the case... and my wife works in the insurance industry

Was this officially "Non-fault" claim?
Or did you make a claim with fault to be determined?
. Cheers, Greg
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2011 Vogue SE 4.4 with lots of toys in Stornaway

As far as I am concerned, the other driver admitted full responsibility on the phone to my insurance company so they have a recording. Anything other than that I have not been contacted about... QUID FACIUM TIBI
ANTEQUAM ALIIS

2003 TD6 VOGUE Zambezi Silver
tows 2006 Lunar Delta 540/2

Def follow up on that and make sure it's recorded as 'non-fault' on your policy.
If so then sometimes you don't have to pay your excess. Or your excess can be recovered. Cheers, Greg
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2011 Vogue SE 4.4 with lots of toys in Stornaway