My 2011 4.4 TDV8 has comprehensive insurance and only has the standard factory immobiliser fitted. Today I received an email from my insurer saying they are unable to offer cover next year. I've never had a claim for over 9 years.

Quote:

Sorry, we can't renew your policy
We've searched our panel of insurers to find you a renewal price for your car policy, but none of them have been able to offer one This means your policy will end on 23rd May 2019.

Do you live in an area with a high rate of car crime?

Not that I'm aware of - we are out in the sticks and have never had this before 2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i

Maybe a long shot but try the NFU, we do live in a low crime area but have had some expensive vehicles and never been asked for a tracker. Worth a look

Thanks for that Rosco, I was thinking of doing just that. I will give them a call tomorrow

Cheers 2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i

I’ve got the same car as you insured with Aviva for a sensible price and no mention of a tracker.
Slightly off topic but I’ve just discovered this year that I’ve got big savings on all of our cars by adding my wife as a named driver for no obvious reason

The obvious reason is your wife is less likely (statistics) to have an accident than you and she will be driving it a proportion of the time. Painful but true.

OP...who is the insurer? David

Please let me know if my comments upset you, I may wish to upset you again.

"The obvious reason is your wife is less likely (statistics) to have an accident than you and she will be driving it a proportion of the time. Painful but true."
I would have agreed but adding me to her policy also knocked 11% off - in total we've saved over £300 across 4 cars just by adding an extra driver?

+ 1 Aviva; I'm in the crime capital London and they've no requirement for a tracker. Good price too.
. Cheers, Greg
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2011 Vogue SE 4.4 with lots of toys in Stornaway

In my experience, the following do not require a tracker:

Tesco Bank

Admiral

SAGA (if you're an old git....50+) 2017 5.0 Autobiography Supercharged
2005 Merc SL350
2005 Disco HSE 2.7 oil burner

cass wrote:

I would have agreed but adding me to her policy also knocked 11% off - in total we've saved over £300 across 4 cars just by adding an extra driver?

Most likely they know there is no chance she’ll let you drive her vehicle  David

Please let me know if my comments upset you, I may wish to upset you again.

No tracker required on my policy from Admiral, but my renewal is due in May so , I will update when sorted.
Mike. G reg 2.5VM Vogue Portofino red 1991- 1999
V reg 2.5td P38 Rioja red 1999- 2006
53 reg td6 Vogue Oslo blue 2006- 2015
11 reg 4.4 TdV8 Vogue SE. Baltic blue 2015- date.
https://www.fullfatrr.com/forum/topic56162...tty+affair

+1 for Admiral. No tracker required. Current: FF Westminster money pit

Gone:
RRS 4.2 SC
RRS 3.6 TDV8
FL2 TD4

Morning all, ive recently renewed my insurance with Tesco, no mention of a tracker, reasonable price too.

The quotes so far...

Churchill - £292.32 Tracker compulsory

Direct Line - £245.28 Tracker Compulsory

Aviva - £530.16 No Tracker Required

NFU - Awaiting phone call 2011 4.4 TDV8 Vogue SE
1993 Discovery 1 3.5 V8i