Saga quoted I think 1200ish renewal on the d3 v8 I bought for the wife last year I think it was 300ish . That was for me 55 no claims max discount etc clean licence.

Registered the car in the wife's name as it was meant for her she just had a total loss due to some petrol bombing it.....expected her insurance to go up its her 2nd total loss after someone hit her previous car while parked......£600

What a complete con legalised theft...

Totally agree. Mine jumped from under £400 to near £1000 in Sept there. I’ve tried the compare quotes, but most were more than my renewal. Unbelievable. It is a complete con all round I think. V8 or else ...

I just ran a renewal quote and a company I haven't seen for a while with one of the lowest premiums is the RAC. Just over £700 for a L405 SDV8. The cheaper ones all have terrible customer service reviews.

My son has his renewal coming up, he has an early 2013 L405, no speeding, clean licence, no claims, parked overnight in locked garage with Ghost Theft Protection ( cost him £500 back in February) , he lives Enfield ( inside the M25 ) North London, best quote he get could get was £2400 - up from £550 last year !

So we worked it out having lunch today, with no fuel or parking costs factored in - what the other costs are for having an SDV8 are in London

Car Tax £695
ULEZ Charges - approx 100 days a year £1250
Congestion Charge - approx 60 days a year £900
His MOT and Winter Service done yesterday nearly £700 ( full service at an Indie )

Nearly £6 grand before you put diesel in the frigging thing, over £100 a week, so he has decided to SORN it and put it on Autotrader - another Range Rover driver lost to the idiocy of TfL and high insurance costs !

RR's are high end luxury cars. L405's in particular are theft magnets due to their vulnerability to keyless theft and a very high risk for insurers. They have never been cheap to run or insure and everyone's motoring costs are increasing along with all the other costs of living. Man complains his RR is expensive to run - in other news bears in woods..... 2012 TDV8 Vogue (L322)

I think you are missing the point Jay

my insurance has gone up 100% to just a bit over £1k so annoying but not stupid. What I cant understand is why many of us are on paper, good risks but are getting shafted with these 100% or much more sized increases, whereas as others, who to us seem similar risks, are being quoted very modest increases? I tinkered with my supplied info, all within the bounds of being true and it made next to no difference. I use my car for work, will that be the biggest risk? First time FFRR owner

pcourtney wrote:

I think you are missing the point Jay

Arch Stanton wrote:

my insurance has gone up 100% to just a bit over £1k so annoying but not stupid. What I cant understand is why many of us are on paper, good risks but are getting shafted with these 100% or much more sized increases, whereas as others, who to us seem similar risks, are being quoted very modest increases? I tinkered with my supplied info, all within the bounds of being true and it made next to no difference. I use my car for work, will that be the biggest risk?

I think I just shot my self in the proverbial insurance foot, just got a NIP for not seeing a speed camera. Just a few mph over the limit but it'll be a fine a three points and an insurance uplift. Geoff

Last time I was trying to work out if points make prizes, my insurance wasn’t bothered about SP30 etc, only dangerous driving, care and attention…. Might be different now of course, but you may be ok….

 2011 Range Rover Vogue SE 4.4 TDV8

Previous cars :
2003 Range Rover Vogue TD6
1999 Discovery Td5 ES
1995 BMW M5 3.8 6 speed
1992 Range Rover 3.9 Efi Vogue
1992 BMW M5 3.8
1988 BMW 735i SE
1989 Ford Sierra XR4x4 2.9i
1981 Ford Fiesta Supersport

You should get the offer a a speed awareness course if they don't offer it ask for it. It's all done over zoom nowadays once upon a time you had to attend a glass room session followed by a drive around.

Went on Speed Awareness in 2022 so cant have another so it looks like points on my licence for the first time in 50 odd years - oh well! Geoff

They don't keep records of sac if they offer it take it once completed the paperwork is binned just don't admit to doing 1 previously.
I know someone who has done 3 so far .........

Really Gsxr? That's good to know. overfinch modified