This year, after nearly 16 years motoring my insurance premium has actually come DOWN to a level which I feel it pretty cheap. I used www.gocompare.com and got a deal with Bell, fully comp and loaded policy:

here's my stats

TD6 Vogue Auto
33 yrs old
6 points (SP)
rural postcode
garaged car
value £25k max
RAC Trackstar fitted

£325

What is everyone else paying in comparison? Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

Last edited by RRUK on 28th Jul 2009 9:29pm. Edited 1 time in total

4.2 Vogue Se Supercharged V8 06mdl
48 years young
No points
City Postcode
Have a double garage ( But do not use it - no difference in policy price )
Value £25k ( serious depreciation paid £73k cash for it new )
No Tracker ( insurance company told me it would not make any difference either )
6 CCTV Cameras around the property not taken into consideration either

£360 ====================================

"Open Mike Night " sounded like a lot of fun until i found out i was going to an Autopsy

Right in the middle of you guys for a TDV8

It really annoys me whenever I came across threads like this, everyone seems to be paying half as much as I, despite me being 44year old, probably have at least 20yr + no claim, class1 and full Bike license!!!
My ins for Rangie is £700

interesting

mmm 05 autobiography
on drive
suberbs post code
39 yo
20 year no claims
3 points
insured for 27k

£625 due in the next 3 weeks i need to do some more research

I second the recommendation for gocompare. For my current car, I shaved over a third off my previous quote by getting Directline to match the cheapest quote (which just so happened to be Privilege, their subsidary). Gocompare.com offered the best prices and best range of the three main comparison sites. Paul

Twitter - Facebook

05 Facelift Vogue 4.4
Garaged
DL Postcode
33 Yrs old
Full NCB
3 points (Now expired, but stilll showing)
Insured for market value

£500

£393 for me. My renewal from the AA lept up to £950. They wouldn't budge, even though I'd got a quote for £290 fully comp (albeit, not having everything I wanted on the policy).

One of the companies on confused.com wanted £1600! They might as well just say "We don't want your businsess unless you're a mug!"

It definatley pays to shop around, but a something to note - I noticed that the questions on the comparision websites aren't always specific enough. I double checked my details before paying and by correcting one item with more speciifc detail, it took another £40 off the price.

Mine is £544 with NFU for my 2007 TDV8.
Agree it's often difficult to make comparisons on online sites if you want somerthing slightly different. Another frustation I found with previous insurers is they are competitive for one year then make a big increase at your first renewal even though you haven't claimed.
I tracked down NFU from the Disco3.co.uk threads and found them to be most helpful over the phone. They weren't the cheapest but give off road cover which surprisingly many insurers exclude for 4X4's!
I also have business use for both myself and my wife for our separate businesses which adds a bit to the normal premium. Don't mistake my snoring for a lack of interest?

word of warning re cheap insurance, especially with a RR and your intended use of the vehicle, make sure they cover for towing, off-road use, business use, and if they charge for a loan vehicle when your car is in the garage.

Cheap is OK if you just use it as a car and for personal use - a lot of us don't, and I would hate anyone to experience a total uninsured loss.

Slightly different example - Once saw a FFRR on the back of a trailer being towed by a Hilux on the M5. It started to snake, rolled over and down the embankment. Was the driver insured to tow, was the vehicle insured to tow, was the vehicle on the trailer insured, was the trailer insured... I know of people who have been caught out...

That idiot was also undoubtedly over the towing weight limit of the Hilux = no insurance whatever cover he may have had

My senterments entirely mate, I could never go with insurance that didn't cover as much cover as posible.
It's just too easy these days to get shafted by the small print(or lack of it)  2008 MY Supercharged
Rimini Red / Jet
four zone climate
remote park heater
and no ugly kid windows.
magnus satis quod turpis satis

My quote includes full business use, so I'm still very happy with it. Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

Adam,

at £325 that has got to be a bargain

thx for the gocompare tips guys i just cut my ins from £625 to £302 same as b4 but it even includes 100k life ins cover for me o.0 with swift cover o.0


cheers

Great, glad to hear it still works! Sometimes bargains are there for a short time and are gone.

Can't wait for my 6 points to drop off my licence finally this month after 5 years.  Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB