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Bean19844

Member Since: 25 Oct 2020
Location: Essex
Posts: 929

2006 Range Rover Supercharged 4.2 SC V8 Bonatti Grey

Advice needed please

Morning folks

So Mr White van man decided my range rover needed a few extra scratches, dent and a broken rear light too add too the collection and its put me in a bit of a situation. Luckily it was caught on my dash cam when the car was parked up so I've got the driver, vehicle, reg and you can see the car roll from the impact.

Click image to enlarge

I've spoken to the insurance company and told them I don't want too loose the car but I want the damage repaired at Mr White van man's cost. They've already said as its a 2006 range rover it will just be written off most likely over the phone without even sending an assessor.

Trouble I've got is, I know it's an old car and tbh the damage ain't nothing a bit of t cut can make better but its such a great car even with 175k it does everything I need it too so I prob wouldn't even think about changing it until it blows up.

The position I'm in is basically as below

Do I claim off the insurance for it too be written off and try too buy it back and get a few quid out of their insurance but possibly risk loosing it

Or

Do I go down the route of coughing up getting it repaired from a body shop but then go down the route of a small claims court once the police have dealt with the criminal side of failing to stop at the scene of an accident and I've got the details of the person so I can claim my money back.

Claiming and having a salvage mark on my car don't bother me as I'm unlikely too sell up but it's purely the risk of loosing the car altogether

What would you guys do?

Cheers folks

Allen

6th Oct 2022 11:13am

fisha

Member Since: 25 Sep 2009
Location: Scotland
Posts: 1350

2015 Range Rover Autobiography SDV8 Aruba

Given its age, I’d buff it out as best as possible, replace the rear light and invoice the white van company for the new light and move on. You’ve told your insurance to let them know. Putting a claim in will affect your future claims / policy prices etc and could easily add up to more than the cost of a new light which you might get back from the other company.

New light on ebay is about £75 … probably less than your excess.

Life is too short otherwise. V8 or else ...

6th Oct 2022 11:44am

AJGalaxy2012

Member Since: 11 Jun 2018
Location: Gainsborough
Posts: 1464

2012 Range Rover Vogue SE 4.4 V8 Bonatti Grey

I would claim on the insurance and take cash in lieu of repairs. BMW i3 Electric Car
2012 Full Fat RR 4.4 TDV8 (now gone)
2006 VW Touareg 3.0 TDi V6

6th Oct 2022 11:45am

mjdronfield

Member Since: 04 Nov 2011
Location: Derbyshire
Posts: 7794

2011 Range Rover Vogue SE TDV8 Buckingham Blue

Might be wrong, but I thought it was only your insurance that could write it off. The white van mans insurance have to fix it?

As I say, I’m no expert, but did hear that somewhere.

2011 Range Rover Vogue SE 4.4 TDV8

Previous cars :
2003 Range Rover Vogue TD6
1999 Discovery Td5 ES
1995 BMW M5 3.8 6 speed
1992 Range Rover 3.9 Efi Vogue
1992 BMW M5 3.8
1988 BMW 735i SE
1989 Ford Sierra XR4x4 2.9i
1981 Ford Fiesta Supersport

6th Oct 2022 11:46am

stan
Site Moderator

Member Since: 13 Jul 2010
Location: a moderate moderated moderator moderating moderately in moderation
Posts: 35279

i'm with fisha....

new light ,might be able to knock out the dent and t-cut/paint...

your insurance premium wont go up if you dont claim... ... - .- -.

Y. O. L. O.
.

6th Oct 2022 11:48am

cass

Member Since: 12 Oct 2011
Location: northumberland
Posts: 732

I'm another vote for keeping insurance out of it for such minor damage. I don't suppose you would have claimed off your insurance if you had bumped a gatepost? I believe it's another motoring myth that the other insurance MUST fix your car, if the damage was greater you couldn't expect an insurer to spend many thousands to repair a cheap old car.
That must be fixable for a tank of diesel, I'd go for a cheap fix and try to get the money back off the offender but be prepared to get nowt and move on.

6th Oct 2022 1:14pm

IGP

Member Since: 09 Jul 2020
Location: Malvern
Posts: 285

2013 Range Rover Vogue SE SDV8 Siberian Silver

If you do claim on the insurance it may well affect your premium when it comes to renewal time. The insurance company will mark you down as being more liable to have/be involved in an accident even though it wasn't your fault.

HTH

Ivan 2013 Vogue SE SDV8
2013 Freelander 2 SD4 HSE Luxury

6th Oct 2022 1:27pm

nicedayforit

Member Since: 11 Jun 2011
Location: Beside the Solway
Posts: 3972

2004 Range Rover Vogue Td6 Giverny Green

Get the other drivers details from the police then contact him and play daft. Say you would prefer to avoid insurance companies and get it fixed privately. Ask him if £250 is ok to settle. Rear lights are expensive. He can only say no, then small claims court.

6th Oct 2022 2:22pm

Highroller

Member Since: 18 Jul 2016
Location: Hampshire
Posts: 565

2005 Range Rover Vogue SE 4.4 V8 Java Black

As you have contacted your insurance, they will now be notified of a claim!.

Therefore I would deal direct with the Third parties Insurance company & Not yours.

That way they can either repair your car or Pay a Cash in lieu to the value of the repairs. Or - If the vehicle is deemed a total loss, then yes it will catagorised ( probably CAT N) & you would be paid out the Market value less the insurances salvage value.

6th Oct 2022 3:18pm

Bean19844

Member Since: 25 Oct 2020
Location: Essex
Posts: 929

Cheers for the advice folks. I was always thinking it would go this way. Think I'll just have too pay up and get the damage sorted and see if I can make contact with the van man. He lives local I'm guessing as a few people locally have said they see the van daily

6th Oct 2022 3:55pm

Highroller

Member Since: 18 Jul 2016
Location: Hampshire
Posts: 565

I wouldn't pay out yet to have it repaired, wait until you contact the third party regarding costs. It's perfectly driveable (although just a little unsightly).
n.b You'll have much more difficulty in recouping your oultay if you have it repaired at your expence.

6th Oct 2022 4:16pm

J2B

Member Since: 03 Jul 2020
Location: kent
Posts: 52

2010 Range Rover Vogue TDV8 Ipanema Sand

Don't bother with your insurance your premium will go up at a sniff of a claim.

18th Oct 2022 1:55pm

Bill

Member Since: 18 Nov 2017
Location: Essex / Normandy
Posts: 1230

stan wrote:

your insurance premium wont go up if you dont claim...

About 15 years ago, mine did….
Slight touch in a carpark. Chap left a note. £100. 00 job, Secretary misunderstood my mumbling and phoned the insurance company . I then phoned and said I wasn’t claiming , as minor and the other chap was paying.
The insurance co increased the next premium. I had had an accident

. Despite no claim, they added £50.00… Filters are in fact so good that in certain circumstances, when the ambient air is already polluted, a diesel car will tend to extract more particles from the air than it emits. Emissions Analytics worked with........etc etc

He who dies with the most toys wins...

18th Oct 2022 4:58pm

V8Ian

Member Since: 30 Oct 2022
Location: Queensland
Posts: 2

Get a quote from a professional, report the accident to the police and send a letter of demand for the cost of the quote.

31st Oct 2022 3:35pm

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