Hi All,

Wondering what good financial investments you've made over the years in terms of bonds, isa's, stocks ets that continue to work well for you and the family.

I'm getting a bit tired of money just sitting in the bank with the awful rate of interest.

Any tips and advice very welcome.

Thanks,

Kace

Property for me not for every one tho haven't got a pension and nothing in the bank (all in bricks and mortar)

Property, high grade shotguns, number plates, ISA’s, deposit accounts 2021 L405 Vogue SE 4.4 V8 DIESEL ~ #17

What kind of return can you get on a number plate?

. Cheers, Greg
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
2011 Vogue SE 4.4 with lots of toys in Stornaway

A good wack, the number plate that currently resides on the misses car, I was offered 3 times what I paid for it by the same person I bought it off  Remember:- amateurs built the ark
Proffesionals built the titanic

Great idea/thread

Not much in the bank for the aforementioned reasons, so most of of it in is shares of commercial real estate, short term residential property restoration and development and of a hotel building leased to a chain.

Not sure rare Range Rovers qualify, but let's say 'rare Classic vehicles' then  l=Oo\________/oO=l l:OolΞΞΞΞΞΞΞloO:l

Current
RANGE ROVER Vogue 4.4L SDV8 - 2013 - Indus Silver, on Almond.
RANGE ROVER Vogue 4.4L V8 - 2002 - ex-2003 G4 Challenge Event Vehicle, Stage 3: Australia
RANGE ROVER HSE 4.4L V8 - 2004 - one-of-one Overfinch
RANGE ROVER P38a 4.0L V8 - 1999 - ex-2000 TReK Event Vehicle: South Africa

Previous:
RANGE ROVER Vogue 4.4L TDV8 - 2012 - RANGE ROVER 3.6L TDV8 x3 - RANGE ROVER Td6 x1 - RANGE ROVER Classic 3.5L V8 x1

Last edited by verydisco on 17th Sep 2018 9:25am. Edited 1 time in total

Return is not the question. Value is. Its no good having £300.00 for a £100.00 number plate - £200.00 aint gonna last 5 mins. Unless you have either a high value investment or 100's / 1000's of lesser value ones they are not really 'investments' IMO.

Property is the only real high value investment that is good for the layman if you are thinking of comfort in later life. Thats where most folks have a default investment in a rising market. Property dips really cause major issues for Joe Public unlesss that have been silly with the acquisition / equity share.

 405 AB exec seats Baltic and Cirrus
93 RR Classic efi

Remember it's easier to get forgiveness than permission!

Gone in order:
4.4 TDV8 SE - gone to a good home
93 Classic hard dash Plymouth Blue
03 L322 Oslo Blue
2000 Disco TD5 ES Epsom Green
98 P38 Rioja Red
89 Classic Cairngorm Brown

Return is not the question. Value is. Its no good having £300.00 for a £100.00 number plate - £200.00 aint gonna last 5 mins. Unless you have either a high value investment or 100's / 1000's of lesser value ones they are not really 'investments' IMO.

Property is the only real high value investment that is good for the layman if you are thinking of comfort in later life. Thats where most folks have a default investment in a rising market. Property dips really cause major issues for Joe Public unlesss that have been silly with the acquisition / equity share.

As a Chartered Surveyor I am seeing a significant rise in the number of property conversions on the high street which create flats over ground floor retail - the high street will be unrecognisable in 10 years time. Smart landlords are preparing for this new world now.

 405 AB exec seats Baltic and Cirrus
93 RR Classic efi

Remember it's easier to get forgiveness than permission!

Gone in order:
4.4 TDV8 SE - gone to a good home
93 Classic hard dash Plymouth Blue
03 L322 Oslo Blue
2000 Disco TD5 ES Epsom Green
98 P38 Rioja Red
89 Classic Cairngorm Brown

ISAs, via various funds to spread risk, premium bonds, equities and my house. Cars just eat money unless you can get a real classic, but that’s serious money. Funnily enough, although I am a RICS Registered Valuer, I don’t have any direct property investments.

property for me too, but on a more of a build to sell nature/job.

the problem with higher value property is that the revenue are stinging folks for stupid amounts of stamp duty now. So if you have a portfolio which you want hold/buy in a company you will end up paying a massive surcharge on the stamp when you buy (unless you redevelop it) which off sets a big chunk of cap growth, so you end up holding it in your own name, which means that you probably end up paying higher rate tax on the income.

In an ideal world, I would have a portfolio of 20-30 flats held in a company which then pays out a dividend to me when I retire. Thats the plan. And so I don't have to pay silly stamp duty on them when I buy them I plan to build them and keep them. Buy land mortgage free, build flats with own capital, rent flats, live off income.

At the moment I am building up the capital so that I can do that and also continue to build and sell developments of 3-5 houses on the side.

As they say they aren't making any more land, so grab it when you can. There is nothing that can't be fixed with a hammer😜😜
FFRR 4.4 SDV8 Autobiography Santorini Black.
Fiat 500x 1.4 multiair Lounge 2015
2010 LR D4 Commercial 2.7 TDV6

Ganja

how do you get in to the ganja trade ?????????????

Dolphinboy wrote:

Ganja

Tank's full l

MR GLOVER wrote:

how do you get in to the ganja trade ?????????????

northernmonkeyjones wrote:

property for me too, but on a more of a build to sell nature/job.

for stupid amounts of stamp duty now. Snip snip

In an ideal world, I would have a portfolio of 20-30 flats held in a company which then pays out a dividend to me when I retire. Thats the plan.

At the moment I am building up the capital so that I can do that and also continue to build and sell developments of 3-5 houses on the side. Snip snip snip

As they say they aren't making any more land, so grab it when you can.