You can play Spotify over Bluetooth, I have an MY17 which although it has a weird habit of not displaying the track info when I use Spotify (you just get dashed lines on the console screen for title, artist etc) it still plays fine and I can skip tracks. I suppose it could be the phone or the car or both not sure.
The car doesn't read out texts or emails as far as I can tell.
The sim card is not vital, if you use Spotify on your phone, the app will use you mobile data as normally. I do have a sim installed in mine, I normally have the car WiFi activated so my phone jumps on to that to save its own data. I think the car live traffic software also uses it if one is installed. I found having a sim fitted was useful in France as it held up better than my phone data network but that could be just down to provider.
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