Is it really worth going through IAM though?

I've done the books and spent a few hours here and there with IAM Trainers when avialable but never committed to doing the extra work, i always just keep in the back of my mind, anything can happen and im not a perfect driver..

Just to update, finally agreed terms with Admiral (cost of my time spent negotiating with other insurers on 4 cars taken into consideration.)

Taking into account all the breakdown cover etc etc, finally got the quote down to £1931 (FFRR £380 inc national breakdown) so this down from £2646.

For info, the Swiftcover initial quotes on confused.com do not include the compulsory legal aid and other cover which whacks another £50 onto your quote, then add breakdown cover so £ 213 can quickly become £ 350.

The crazy one is my Mazda Eunos (1990 auto, worth @ £700!) costs more to insure that the Audi or the FFRR, simply because of the Jap Import tag, and 3rdF&F is only about £30 cheaper. Time to swap it out for a TT or Boxster

I'm in a B postcode. .
Experience is the only genuine knowledge, but as time passes, I have forgotten more than I can remember
Volvo V70 P2 2006 2.4 Petrol 170bhp Estate SE
MG Midget Mk1 1962

Previous: L322 Range Rover TDV8 3.6 2008; L322 Range Rover TD6 3.0 2002; P38A Range Rover V8 1999

thats good news joe especially the inclusion breakdown cover .

Just got my renewal from Direct Line - £690 (had to have tracker fitted) (61 plate TDV8 SE)

didn't think that was too bad as was expecting about a grand this time, but it does have a non negotiable £1000 excess

If I didn't want no claims protection I could save £83.00 !

This year, insurers seem to be behaving themselves, only reasonable and acceptable increases, if that.

FFRR 2002 £178 Diamond (fully comp, 14yrs NCB, me and SWMBO drivers) SAME AS LAST

Audi Cab 2004 £211 LV (as above) UP A BIT

Mazda Eunos 1990 £138 Chaucer (as above) DOWN A BIT

Ford Ka 2005 £432 Diamond (yes, daughter ( 20 ) has newest car in the house!) 3rd Party, 4 yrs NCB me and SWMBO too) DOWN @ £150

Ford Ka 2000 £773 Good Girl ?? (son ( 18 ) just passed test a few months ago, shocking!) ARRGH!

MG Midget 1962 £96 (fully comp, me and SWMBO) - still under restoration SAME AS LAST

Didn't do the rounds on Confused or go in search of a meerkat.....

 .
Experience is the only genuine knowledge, but as time passes, I have forgotten more than I can remember
Volvo V70 P2 2006 2.4 Petrol 170bhp Estate SE
MG Midget Mk1 1962

Previous: L322 Range Rover TDV8 3.6 2008; L322 Range Rover TD6 3.0 2002; P38A Range Rover V8 1999

had my renewal through last week - £360 which was similar to last year, had some time today and used a popular search engine and cheapest was £199.....from my current insurer!!

Quick phone call to local office, immediately passed to renewal person and hey ho, saved c 45%! I know why they do it but how many people just renew.

p.s. we live in the middle of nowhere with minimal crime but only have 4 yrs NCD due to SWMBO/ Tesco Carpark/Audi TT, nuff said

Just resurrecting a thread, as with all the hoo-har with fatties being stolen recently, I wasn't looking forward to renewal time. I have an old 2002 vogue -live in Surrey, parked it off road, fully comp and missus as named, all in £251 with More Than.

Can't be bothered to ring around at that price, and it's a repeat cover with same company, and missus' Merc is a second car with same company, but can't remember the price on hers, but similar.

Sorted!

Last year I was pleasantly surprised - ESure (1st year renewal with them) maintained within a few quid the same price as previous year (about £250).

This was unusual as I every year I find the first year renewal with any insurer to be significantly more expensive. I used to phone them up and they would Um and Ah and may be a few quid off but really was never worth my time phoning them.

So for the last 10 years I have never bothered Haggling (Life of Brian market stall scene comes to mind) - I just get straight on to Confused.com - often finding the same insurer offering a lot less than their own renewal quote to me.

A similar pattern with SWMBOs - insured via ESure in 2014, 1st renewal this year within a few quid (Happy Days) - probably expect to be hiked next year as I think a pattern is developing - they now leave it 2 years before hiking the renewal quotes to lull you for longer.

Anyway Esure wanted £328, Admiral wanted £190 Happy days.

PS I have no personal business connection with any of the firms above - names are just for info from my experience. Howard
____________________________________________________
2002 4.4 V8 LPG Tartarini
Have RSW AllComms in Cheshire J17 M6 - happy to help.
*Gone: Classic Vogue SE Auto V8 3.9

MY 2016 FFRR Vogue SE on drive OX postcode - Premium £496 additional car as previously had a company car. Insurer NFU. Prefer to use them as cover new for old in the first 2 years. Paul
L405 now sold

Hastings again £206 this year + £290 road tax and petrol going down cheep to run now

2005 ajv8 ab £475 with Keith Michael's

parked on drive, windscreen, euro travel etc

Been Using Keith Michaels for the last 16 years, even if they were a little more expensive. This year decided to try confused quoted £711 from Admiral. That is 45% cheaper than what i paid last year and my this years quote.
Sorry to have not given my business to KM, they were always good in service. 2011 5.0SC Santorini Black
2009 5.0SC Santorti Black - Been stolen.
Had
2.5 DHSE P38
Alfa Romeo
BMW