i just done a quote for me against a 2008 tdv8 and a s/c [both vogue se spec] on a well known comparison site and the petrol s/c came in cheaper by £30..anyone know why a diesel would cost more to insure. ... - .- -.




Y. O. L. O.
.

Comparison sites have feelings too, you know. It's clearly a fan of petrol power.

Sorry, no logical explanation springs to mind. Si. <This is my name.

I eat rat poison.

A man ain't truly been insulted until he stands buck naked in front of a woman and she didn't even notice. Or care.

I had the very same problem with Admiral when I moved from the SC to the TDV8. Their answer was that there are many more TDV8s on the road than SC's, therefor in insurance logic that results in more accidents/claims from TDV8s then SC's................go figure!

Mine increased by just under £100!

 Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

If there's a logical reason it's either cost of repair is higher for the diesel or statistically they're more likely to be in a crash, which given the sort of people who drive diesels may be true.

Insurance companies aren't always logical though.

I bet if you go back in a few hours time and re-do the quotes they will be different again - there seems to be no logic or reason, just legalised daylight robbery  Discovery 4 HSE
1998 110 TUM HS FFR Hard Top XD WOLF
1982 Series 3 Hard Top

*Gone:L462 D5 HSE LUX, L663 Defender 110 HSE, Discovery 3 HSE, 2014MY Range Rover Sport 5.0 Supercharged AB Dynamic; L405 Exec Vogue SE 4.4, 5.0 Supercharged Autobiography, Defender TDCi XS CSW, Defender TD5 HT, Vogue SE TDV8, Vogue TD6, RRSport SC 4.2V8, Classic 3.9 Vogue Auto, Land Rover Series 3 SWB

if there are more tdv8's on the road then surely there will be more spare parts and cheaper [engine bits btw] ... - .- -.




Y. O. L. O.
.

KurtVerbose wrote:

statistically they're more likely to be in a crash, which given the sort of people who drive diesels may be true.

Insurance companies aren't always logical though.

I resemble that remark!  Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

I've no idea why the petrol was cheaper. Perhaps it's less stolen (crims cant afford the gas!)

Worth messing with your occupation title as well. Shocking the difference it can make. My wifes a nurse, but if she puts 'care assistant' it's £100 less! Martins money tips has a comparison thingy that tells you how to name your occupation for maximum effect.

I tried 'international man of mystery', but it wasn't in the validation tables...... My Previous RR's!
2018 P400e Autobiography
2008 TDV8 Vogue
2006 TD6 Vogue
2007 TDV8 Vogue
2007 RRS (I know, it doesn't count!)
2005 4.4 Vogue on LPG
2005 TD6 Vogue
2003 4.4 Vogue
2001 4.6 HSE
2000 2.5 DHSE
1999 4.6 HSE
1997 4.6 HSE on LPG
1995 2.5 DSE
1989 3.9 EFI classic
1988 3.5 EFI classic

It happens at the other end of the scale too; diesel clio more to insure than a petrol one, by +30%. Apparently due to the very high cost of diesel engines.

Seems odd. Graham

____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey