Just got the Wife's renewal in for her Jag XF from Directline and they want £470.64 , went onto Compare website and Sainsburys Bank Insurance can do it for £230.02 with 12 months free breakdown cover and only £400 excess with all the other bits included , Windscreen , Personal Accident , Courtesy Car , Breakdown Cover , and Legal …..  ====================================

"Open Mike Night " sounded like a lot of fun until i found out i was going to an Autopsy

Sounds like a bargain Mick. Did a meercats and the cheapest that came up for the ff was £516 from Axa but couldnt protect the NCB.

If i could put swmbo's. car on her own insurance for cheap enough then i would, her car spends more time in the spray booth than most and i think from memory that the vrs only cost 300 ish for the year. My 535d turned out to be remarkably cheap to insure...... Go figure.

Non fault claims didnt seem to make a difference to the quoted as i priced the insurance with and without them for a comparison. There is nothing that can't be fixed with a hammer😜😜
FFRR 4.4 SDV8 Autobiography Santorini Black.
Fiat 500x 1.4 multiair Lounge 2015
2010 LR D4 Commercial 2.7 TDV6

Insurance renewal came in at £740 from tesco done the usual comparison sites best AXA £512 as you said can't protect NCB
Just renewed with Swinton £552 with a £400 excess also getting £40 cash back promo at the moment happy with that.
Typed in reg came up as a tdv8 sport when corrected to tdv8 Westminster premium went up £135 WTF a sport is cheaper to insure remember premium went up when I changed from td6 to sport a few years ago. Gone
67 Nissan navara
67 C220 AMG
12 Tdv6 Discovery 4 HSE
09 TDV8 Westminster
59 BMW 520d touring
56 RRS tdv6 hse
02 td 6 hse

My premium increased when I moved from the SC to the TDV8!

Figure that one out! Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

Was your TDv8 not a newer model and worth more tho ====================================

"Open Mike Night " sounded like a lot of fun until i found out i was going to an Autopsy

The reason they gave Mick was that there are more claims on TDV8s, therefore, in their terms, that makes it more of a risk?????  Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

Just had my renewal £737 !!! Direct Line (year old, 4.4 TDV8 SE + extras)

Did a quick online quote with them and came back as only £385 for same cover, but limited to 50K value, although no extra's added on - they class factory fitted options as modifications even though they say it doesn't add to the cost.

Called them to find out why and they had the value as £75K, yet they will only pay out market value ? so why charge more when they'll never pay that out !

Tried several others including comparison sites, but in the end Direct Line kept me by doing it for £418 valued at £ 60K.
That's with protected no claims, guarantee hire car plus etc etc....

Still have to have the tracker, but had to do that from new so not costing me any extra now as paid a "lifetime ownership" subscription.
Only downside is £800 excess - compulsary £500 + voluntary £300 ----- I never volunteered anything

I am with Admiral. My renewal at the end of last year was £280.90.... Me, swmbo, fully comp, 350 compulsory excess. No tracker fitted. It must be the postcode.
Just bought a fiesta for my son, 17 next month. Swmbo, me and mr provisional licence.... Fully comp £381 !!  Previously..
Vogue SE TD6
Defender 90 2.4
Defender 110 TD5
Vogue 3.5 EFI

just got an email from swift cover, saying that they would automatically renew my policy on the 5th feb when it expires, great, however they were going to take £527 off of me. Even after i spent sunday fiddling to get it down to £501.....?

Quick call later, explained the changes I had made to the chap on the other end and that they didnt seem to have been implemented he made the changed for me on the phone, £484....? Bonus, Beers on me then!! There is nothing that can't be fixed with a hammer😜😜
FFRR 4.4 SDV8 Autobiography Santorini Black.
Fiat 500x 1.4 multiair Lounge 2015
2010 LR D4 Commercial 2.7 TDV6

how come you got 10 off for biz use thought that would have made it much dearer? Present :2008 TDV8 HSE
Gone Audi A5 2.7TDI
Gone Discovery 3 HSE
Gone Mercedes CLK
Gone Range Rover 2.5 DSE

Dunno, id have thought that to. Pays less money, all good. There is nothing that can't be fixed with a hammer😜😜
FFRR 4.4 SDV8 Autobiography Santorini Black.
Fiat 500x 1.4 multiair Lounge 2015
2010 LR D4 Commercial 2.7 TDV6

Just got my renewal from Admiral. Multicar policy, me, the wife and my son.

My premium is £549, with, wait for it, a £900 excess!!!!

Went to confused.com and got a quote from esure for £347 with a £500 excess, so bit of a no-brainer on paper, but has anyone got any experiences on how esure deal with claims? Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

If you want to get insurance ever again for less than a couple of important body parts, don't even think of making a claim!

Got a quote from DirectLine for £388, but they want a Tracker fitted? WTF?? Got - 2017 SDV8 Autobiography in Loire Blue
Had- 2008 TDV8 Vogue SE in Java black
Had - 2007 S/C in Stornoway Grey

I am going to move home.

Renewal quote came it at £1100 with Elephant. A quick visit to the Meerkat and Go Compare followed by a call to Elephant and done for 750 - with 250 voluntary and 100 compulsory excess - Still not great!

How the hell are you guys getting a sub 500 quote??? African Bush Junkie ... in London!

Stats:
2006 TD6 Vogue SE
1972-2015 DeRanged Rover
2001 P38 dHSE (SOLD)