So the time has come to renew my car insurance. I received the letter in the post from my current insurer to advise me my insurance premium had gone up from £780 to £1,000...this is typical although not logical considering another year of no claim and the reduction the value of the car, so I decided to look around.

SHMBO went on line to get some quotes and entered all the info for the car including a value at £50,000; this returned an annual premium of around £950 with one well known insurer that use little red telephones on wheels insisting I had a tracker fitted. So being smarter than me, she changed the value to £49,999 and guess what....

The premium went down to £538 and no traccker required!

I think I'll buy her dinner tonight

Ps just to note I drive 30,000 miles a year with business use, hire car, fully comp and protected no claims etc. Current MY2020
Gone: 1 x L405 and 2 x L322's

Job title..makes a big dirrence too.... called my self a director and saved £130...

Called my self Margret and saved loads  2008 MY Supercharged
Rimini Red / Jet
four zone climate
remote park heater
and no ugly kid windows.
magnus satis quod turpis satis

Great tip!

thanks for sharing. L322 4.4 Vogue MY03 - Her name is Bulletproof .... you already know she's not
L322 4.4 Vogue MY05 - Sold to my brother
P38 4.6 HSE MY97 - Regretfully sold

axle wrote:

Called my self Margret and saved loads

Is that only on a weekend?  
Had it, loved it!
2007 Vogue SE TDV8
Stornoway Grey / Ivory
Climatic Seats, RSE, AFS, Deployable steps, iPod kit.

Speaking as a lady I thank you
 2008 MY Supercharged
Rimini Red / Jet
four zone climate
remote park heater
and no ugly kid windows.
magnus satis quod turpis satis

Its the market value that they pay out which hacks me off instead of paying out what you actually insure it for