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Archieatkins



Member Since: 15 Oct 2019
Location: Birmingham
Posts: 128

2007 Range Rover Vogue TDV8 Java Black
Car insurance renewal gone up 60%

As the title really. My car insurance this year has gone up 60% and that’s even after using the comparison sites for the best deal

Just wanted to vent! Big Cry

Post #674177 25th Sep 2023 6:21am
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Eastsoutheast



Member Since: 10 Jan 2023
Location: Wimblington
Posts: 82

United Kingdom 2012 Range Rover Vogue TDV8 Santorini Black

Which version do you have? 2012 4.4 TDV8 Vogue Santorini black ivory leather

Post #674180 25th Sep 2023 7:01am
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Archieatkins



Member Since: 15 Oct 2019
Location: Birmingham
Posts: 128

2007 Range Rover Vogue TDV8 Java Black

L322 diesel - nothing exotic

Post #674182 25th Sep 2023 7:13am
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JayGee



Member Since: 27 Jul 2021
Location: London
Posts: 3162

United Kingdom 2012 Range Rover Vogue 4.4 V8 Orkney Grey

How close are you to renewal, any claims/convictions, have you full NCD, have you shopped around? 2012 TDV8 Vogue (L322)

Post #674183 25th Sep 2023 7:20am
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Seatown



Member Since: 30 Oct 2020
Location: Mountains, seaside
Posts: 90

Scotland 2013 Range Rover Vogue SE SDV8 Firenze Red

Some companies are refusing to insure RR full stop.

Probably an L405 onwards thing but when I contacted NFU Mutual for a quote last month for my 10 year old L405 they informed me that they are no longer offering new policies for Range Rovers. It's not a location thing either, I live in rural Scotland. Most of my neighbours are farmers who no doubt are NFU customers and a few drive RRs so I wonder what they're being told?

Post #674198 25th Sep 2023 9:06am
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Mick Chagger



Member Since: 13 Sep 2022
Location: London
Posts: 6

United Kingdom 2012 Range Rover Westminster 4.4 V8 Galway Green

My own experience after having to renew in August was the same & this also applied to our other car a BMW.

I further noticed that mainstream insurers like Direct Line - were not prepared to quote at all. Or those like Admiral , LV & the like were wanting over £2,000 PA on an L322 probably not worth much more than £12K, albeit parked overnight on a street in London (which, I appreciate does affect premiums).

Previously, the above main stream insurers around the time of the Covid crises would have quoted annual premiums of around £600 PA.

I did get it down to under £600 PA - using Comparison sites- ironically, with the same lesser insurer, albeit with a different broker.

However, my real fear is that these less mainstream insurers will also hike their premiums to the £1,000's next year. Meaning, that running an L322, what with the annual Road Tax & the inevitable big repair bills will become somewhat prohibitive.

Post #674199 25th Sep 2023 9:24am
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Arch Stanton



Member Since: 26 Apr 2012
Location: chavshire
Posts: 445

England 2018 Range Rover Autobiography SDV8 Corris Grey

just about to renew mine, I tried all the comparison sites and others suggested here but the renewal was the 'cheapest' at a 100% increase to £1200pa with esure. No claims, no convictions, tracker, immobiliser, 54yr old main driver with business use (safety manager in civil engineering). Made no difference when I proposed garaging the car overnight, or increasing the excess to £1k.

Not sure what I can do more to bring it down. First time FFRR owner

Post #674200 25th Sep 2023 9:36am
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Archieatkins



Member Since: 15 Oct 2019
Location: Birmingham
Posts: 128

2007 Range Rover Vogue TDV8 Java Black

JayGee wrote:
How close are you to renewal, any claims/convictions, have you full NCD, have you shopped around?


13 years NCB, No claims, no points or convictions - Secure Hospital Car Park during the Day, Driveway at night - absolutely criminal

I have only used compare the market so far, but was still hoping for less of an increase

Post #674201 25th Sep 2023 9:51am
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Seatown



Member Since: 30 Oct 2020
Location: Mountains, seaside
Posts: 90

Scotland 2013 Range Rover Vogue SE SDV8 Firenze Red

Arch, have you tried Saga?

I switched to them this year as they beat the incumbent Aviva by a useful margin.

Post #674211 25th Sep 2023 10:51am
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Arch Stanton



Member Since: 26 Apr 2012
Location: chavshire
Posts: 445

England 2018 Range Rover Autobiography SDV8 Corris Grey

I did indeed Seatown, their quote was £1800. I'm baffled as to why it has gone up so much, annoyed at the extra measures I have taken aren't recognised as being a reduced risk for theft, and I haven't claimed ever, advanced driver too. First time FFRR owner

Post #674215 25th Sep 2023 11:03am
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ajac8



Member Since: 04 Oct 2011
Location: Shakespeares County
Posts: 1649

United Kingdom 2013 Range Rover Autobiography SDV8 Baltic Blue

Similar info here:

https://www.fullfatrr.com/forum/topic66898-15.html

Keyless entry has a lot to answer for. On compare the meertwat keeping a car in the garage was an increase for some insures as 'things fall off shelves' - i kid you not.

The whole industry is corrupt IMHO!



I got covered for £850 by tescos after Admiral insulted me as per above.
56 year old chartered surveyor. 9yr NCD rural middle England. 405 AB exec seats Baltic and Cirrus
93 RR Classic efi

Remember it's easier to get forgiveness than permission!

Gone in order:
4.4 TDV8 SE - gone to a good home
93 Classic hard dash Plymouth Blue
03 L322 Oslo Blue
2000 Disco TD5 ES Epsom Green
98 P38 Rioja Red
89 Classic Cairngorm Brown

Post #674248 25th Sep 2023 6:04pm
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bradww



Member Since: 24 May 2023
Location: Chesterfield
Posts: 35

United Kingdom 2010 Range Rover Autobiography 5.0 SC V8 Santorini Black

good god that's a terrifying renewal! Shocked Shocked


Amen for sensible quotes, although - watch out for hidden high excess!

Post #674282 26th Sep 2023 8:46am
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Super Sloth



Member Since: 23 Jun 2020
Location: Derbyshire
Posts: 25

United Kingdom 

Seems these old things are becoming prohibitively expensive for a lot of folk!

Post #674722 1st Oct 2023 7:38pm
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caymanblack



Member Since: 08 Dec 2015
Location: DEVON
Posts: 1125

United Kingdom 2017 Range Rover Autobiography SDV8 Carpathian Grey

Dont forget to start looking about a month before its due but its a nightmare out there as all insurance has gone up big time. overfinch modified

Post #674760 2nd Oct 2023 3:00pm
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