Don't need an MOT for Cat N. Repair and off you go
Only Cat S needs a new MOT

Click image to enlarge

It’s a complete no brainer to me, you’ll be £4k in hand and the car needs at worst a bit of trim and a couple of hours works to check it off the car.

Unless there’s damage under the bumper then I can’t see how you can lose out on that offer.

J

If you want to keep it, you could ask if they will offer a cash-in-lieu settlement - that way you get money and the car doesn’t get written off.

Mikey wrote:

Don't need an MOT for Cat N. Repair and off you go
Only Cat S needs a new MOT

Click image to enlarge

I got ripped off then, happened to me a couple of years ago and the insurance company said I had to...

Oh well... Pete
__________________________________________________
2014 L405 Autobiography SDV8 4.4 Loire Blue Ebony interior
2011 L322 Vogue SE 4.4 TDV8 Baltic Blue. Parchment over Navy Interior. Sold
2012 L322 Autobiography 5.0 Supercharged Ipanema Sand, Jet Interior. Sold
2002 L322 Vogue 4.4 V8 Epson Green, Ivory over Aspen Interior (Fatty Offroader) Sold
-Click for Project Fatty off roader-