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AndyRoo Member Since: 06 Dec 2023 Location: Gloucester Posts: 512 ![]() ![]() ![]() |
Just put the details of your car into autotrader search for the exact same model, that'll give you the approx cost to replace your car.
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JayGee Member Since: 27 Jul 2021 Location: London Posts: 3028 ![]() ![]() ![]() |
Makes no difference to the premium or what they pay out for a loss. 2012 TDV8 Vogue (L322) |
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ReggieMac Member Since: 10 Sep 2023 Location: Wolverhampton Posts: 162 ![]() ![]() ![]() |
Dont know why they bother asking for the vehicle value as it is totally meaningless as far your Insurance is concerned. Wont reduce premium and for total loss they will only pay the lowest market value they can find at the time. The exception to this is if you have an agreed value policy which usually is only applied to classic cars in my experience. _______________________________________________
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AJGalaxy2012 Member Since: 11 Jun 2018 Location: Gainsborough Posts: 1464 ![]() ![]() ![]() |
It does make a difference what they will pay out for loss. Years ago I had a total loss on a Renault Espace, I had insured it and the company accepted it at £7500 at the time. It was broken down at the side of the road, broken into, the radio stolen and the car torched. The insurers came back with £5700, I argued that the value at the time was £7300 and that's what they should pay. We couldn't agree so in my usual stubborn was, we went to small claims court, they showed the judge the trade price in Glass's guide which was £5700, the figure they'd offered. The angle I took in my defence was that I couldn't buy an Espace in similar condition to the one I'd lost for £5700 and furthermore they had accepted the valuation when I took out the policy 3 months earlier. The judge ruled my insurers had 7 days to pay me £7300 or to find a similar car to the one I had lost. They paid up the cash. BMW i3 Electric Car 2012 Full Fat RR 4.4 TDV8 (now gone) 2006 VW Touareg 3.0 TDi V6 |
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Paul H Member Since: 17 Oct 2023 Location: coventry Posts: 57 ![]() ![]() ![]() |
be really careful when insuring your car as some of the comparison sites gave really low values for the cars value when you popped in the reg number so definitely worth checking they are not undervaluing your car from the outset as could be difficult to get them to pay over that amount if you have already agreed with them your car is only worth that amount at the outset 2011 L322 Autobography - a lot of bells and some of the whistles...owner with no idea! |
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JayGee Member Since: 27 Jul 2021 Location: London Posts: 3028 ![]() ![]() ![]() |
How long ago exactly was that ? 2012 TDV8 Vogue (L322) |
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caymanblack Member Since: 08 Dec 2015 Location: DEVON Posts: 1105 ![]() ![]() ![]() |
As I had a car written off very recently ,not a RR it went like this they offered a lower figure at first but when i pointed out all the facts about the car and and we looked at the same model cars that were for sale at the time we agreed a fairer price.
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douglasgdmw Member Since: 21 Jun 2023 Location: Ayrshire Posts: 28 ![]() ![]() |
Another option to try is set up a profile on Autotrader and add your vehicle.
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